Price is Not the Only Piece of the Commercial Insurance Puzzle

As a business owner, what do you look for in an insurance company? The first answer for many small business owners will be the cheapest price. In these dicey economic times, that line of reasoning is understandable. However, there are many pieces to the commercial insurance puzzle and price is […] Read more »

Driving Tips for Fuel Efficiency

This is an excerpt from the article “Tips: Transportation”. For more info, please visit www.energy.gov.  In 2010, Americans traveled a total of 3 trillion miles — the equivalent of 6.5 million round-trips to the moon.  Transportation accounts for 72% of U.S. oil use, mostly for gas. Luckily, there are plenty […] Read more »

The Trouble with Trampolines

My neighbors recently purchased a trampoline for their children. Soon after they assembled the trampoline, my kids asked if they could jump. They were very surprised with my response. Although many parents may see the trampoline as a fun and engaging way for their children to exercise, the potential for […] Read more »

The Importance of Hiring Safe Drivers for Your Commercial Vehicles

The majority of auto accidents are caused by driver error, whether it be following too closely, speeding, driving distracted, driving under the influence of alcohol or drugs, or any other variety of reasons. As a business owner, you have control over who’s operating your vehicles and you should take this […] Read more »

Lawn Mower Safety

The following is an excerpt taken from the article, “Lawn Mower Safety.” For more information please visit www.homeservicesengine.com. 1. Always read the instruction manual before operating your lawnmower. I know it sounds boring but there is a very good reason you are supposed to read it (didn’t you ever wonder […] Read more »

Reducing Motor Vehicle Risks

  The following is an excerpt taken from the article, “Reducing Motor Vehicle Risks.” For more information please visit www.iii.org. Traffic accidents are the number one cause of on-the-job fatalities.  Effective risk management can reduce the number of injuries and deaths and the potential liability lawsuits that may result from […] Read more »

Defeating the Danger of Distracted Driving

Texting and driving is a deadly combination.  Not only is it dangerous, it’s illegal in 11 states for all drivers.  In fact, some states will be using distracted driving as a primary enforcement measure, which means an officer may cite a driver just for using a hand-held cell phone, without […] Read more »

Independent Contractors and Taxes

Insurance Info & Safety Information    Independent Contractors and Taxes The following is an excerpt from the article “Tax Facts for Business Owners.” For more information please visit mbda.gov.  Independent Contractor or Employee It is critical that you, the employer, correctly determine whether the individuals providing services are employees or […] Read more »

Take the Hands-Off Approach to Fireworks and Keep Your Fingers On!

Americans love their fireworks.  Sales of legal consumer fireworks stood at $649 million in 2011, up from just $407 million in 2000.   Sales have grown as more states rescind or reduce  their restrictions on fireworks sales.   Only four states completely prohibited sales of consumer fireworks in 2011, compared to 11 […] Read more »